We’re here to help you get back on the road!
The Auto Loans by Lacasa program helps Elkhart County Residents purchase an essential, dependable and affordable vehicle.
It's more than a loan
- One-on-one financial coaching
- Build your credit with each on-time payment
- Fixed interest rate you won’t find anywhere else
- Payments that fit your budget with financing from $6,000 – $12,000
- Financing term is 4-years/48 months
Check your eligibility
- Must be an employed, Elkhart County Resident
- Vehicle is necessary in order to get to work or school
- Income is below 200% of Federal Poverty Guidelines (see below)
- Able to meet eligibility & coaching requirements
- Credit score at or below 600* (TransUnion FICO score 4)
- If you aren’t sure what your credit score is, please check it before you inquire about the program
- Free credit score platforms include: Credit Karma, Credit Sesame, Intuit Mint, and your bank or credit card company may offer this service as well (note that these may not provide TransUnion FICO score 4 which will be used by Lacasa to determine your eligibility)
| Poverty Level | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| 200% | $30,120 | $40,880 | $51,640 | $62,400 | $73,160 | $83,920 | $94,680 | $105,440 |
*Applicants must meet all eligibility requirement to qualify.
Steps to apply
- Complete the inquiry form on Lacasa’s website
- Meet with a Lacasa coach to create an action plan
- Follow the action plan, turn in documents, and complete financial education requirements
- Purchase your vehicle and begin making loan payments
Loan Servicing Provided by
Providing Elkhart County with empowerment, stability, and vitality. All thanks to you.