Lacasa’s Dream$avers Program can help you save $6,000 towards the purchase of an asset.

See below for details and registration.

Dream$avers IDA Banner

The Dream$avers IDA program can help you match $1,500 of your earned income with $4,500 of matched funds towards the purchase of an asset. You must be at or below 200% of the poverty level and a working Indiana resident to apply for this program. Please see the chart below for income levels by household size. Income is calculated from gross income (pre-tax).

2023 Federal Poverty Level 200%

PROGRAM TIMELINE

The program minimum is 2 fiscal years (fiscal year: July-June). Up to $800 of your personal savings will be matched 3:1 during each fiscal year in the program for a maximum match of $4,500 total. Program fee is split when the account is opened ($50) and when the participant withdraws their funds ($149).

Program applications are sent on the first day of the month. Fill out the inquiry below before the first of the month for faster processing time. Accounts are limited to one per household per lifetime. Applications are limited to two per household, per year. If your household does not complete application steps before the application deadline or is denied twice in one year, the next opportunity to apply will be the following calendar year.

 

Dream$savers Program Timeline

Lacasa’s Dream$avers Program features FOUR categories.

Expand the links below to read more and apply!

Please have the following documents ready to upload before you begin the registration form: 

Proof of Income

Most recently filed tax returns including W2’s (for all members of your household)

4 consecutive weeks of most recent paystubs (for all members of your household over 18)

Most recent monthly Checking and Savings Bank Statements OR printout from bank

Documentation for any additional income including second or third jobs (if applicable)

Proof of Income (not included in eligibility requirements for income)

Current year Social Security Award letter (if applicable)

SNAP Benefit printout for current year (if applicable)

Child Support and Alimony (if applicable)

Identity and Proof of Address

Color copy front and back of License and Social Security Card

Proof of address if different from your license

Homeownership- Inquiry

With the Dream$avers IDA program, you can save $1,500 of your own earned income and get it matched with up to, $4,500! That may be enough for closing costs and a down payment. You will commit to participating in training, counseling, and education that will help with your success as a homeowner. Might this work for you? Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Do I intend to purchase a home within Indiana?
  • Am I willing to provide the necessary documents to prove my eligibility?

Click here to access Homeownership program registration form. 

Higher Education or Job Training- Inquiry

This matched savings program can help you or a dependent obtain a degree / certification with less overall debt and more financial savvy! You will save $1,500 of earned income and get it matched with up to, $4,500 from the program. This money can be used for tuition / registration, books, a school laptop, and/or other related fees at any accredited institution of higher learning or accredited job training program. You will commit to participating in financial education classes to help you manage your financial health while working towards your dream. Might this work for you? Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Am I currently enrolled or planning to enroll in an accredited institution of higher learning or job training program?
  • Am I willing to provide the necessary documents to prove my eligibility?

Click here to access Education program registration form.

Small Business- Inquiry

 Have you always wanted to be your own boss but need financial assistance turning your plans into a reality? Have you already taken that first step but need additional resources to give your business that boost it needs? With the Dream$avers program, you will save $1,500 of earned income and get it matched with up to, $4,500 from the program to start a new business or expand an existing business. The funds can be used for things like start-up costs, marketing, inventory and/or equipment, to name a few! You will commit to participating in personal financial education classes to help you manage your own financial health while working towards your dream. Might this work for you? Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Do I currently own a business based in Indiana or have an approved business plan to start one?
  • Do you have a business plan?
  • Am I willing to provide the necessary documents to prove my eligibility?

Click here to access Small Business program registration form.

Home Repairs- Inquiry

Have you already achieved your dream of owning a home, but now find that necessary repairs or updates are hard to save for on your own? With the Dream$avers program, you will save $1,500 of earned income and get it matched with up to, $4,500 from the program to make essential home repairs. The funds can be used for things like insulation, roofing, heating/cooling, and energy-efficient windows, to name a few! You will commit to participating in financial education classes to help you manage your financial health while working towards your dream. Might this work for you? Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Am I willing to provide the necessary documents to prove my eligibility?

Does the project I have in mind meet the following criteria?

  • Is it necessary, permanent, and for non-cosmetic reasons? Will it add value to my home?

Click here to access Owner Occupied Home Repair registration form.

Providing Elkhart County with empowerment, stability, and vitality. All thanks to you.

Providing Elkhart County with empowerment, stability, and vitality. All thanks to you.