Lacasa’s Dream$avers Program can help you save $6,000 towards the purchase of an asset.

See below for details and registration.

Dream$avers IDA Banner

The Dream$avers IDA program can help you match $1,500 of your earned income with $4,500 of matched funds towards the purchase of an asset. You must be at or below 200% of the poverty level and a working Indiana resident to apply for this program. Please see the chart below for income levels by household size. Income is calculated from gross income (pre-tax).

This program has a fee of $199, $50 is due when you open your IDA account (not when you apply) and the remaining $149 is due when you make your first asset purchase and can be paid from your IDA account. 

A coach/counselor will reach out to you if you appear to be eligible for the program and request documentation for proof of income, identity, address, and send you the full program application before scheduling your first coaching/counseling session. Your coach/counselor will be in touch via email and phone, so please check your spam folder for emails and your voicemails if you miss a call.

2023 Federal Poverty Level 200%

Homeownership- Inquiry

With the Dream$avers IDA program, you can save $1,500 of your own earned income and get it matched with up to, $4,500! That may be enough for closing costs and a down payment. You will commit to participating in training, counseling, and education that will help with your success as a homeowner. 

Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Do I intend to purchase a home within Indiana?
  • Am I willing to provide the necessary documents to prove my eligibility?

Click here to access Homeownership program inquiry form. 

Higher Education or Job Training- Inquiry

This matched savings program can help you or a dependent obtain a degree / certification with less overall debt and more financial savvy! You will save $1,500 of earned income and get it matched with up to, $4,500 from the program. This money can be used for tuition / registration, books, a school laptop, and/or other related fees at any accredited institution of higher learning or accredited job training program. You will commit to participating in financial education classes to help you manage your financial health while working towards your dream. 

Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Am I currently enrolled or planning to enroll in an accredited institution of higher learning or job training program?
  • Am I willing to provide the necessary documents to prove my eligibility?

Click here to access Education program inquiry form.

Small Business- Inquiry

 Have you always wanted to be your own boss but need financial assistance turning your plans into a reality? Have you already taken that first step but need additional resources to give your business that boost it needs? With the Dream$avers program, you will save $1,500 of earned income and get it matched with up to, $4,500 from the program to start a new business or expand an existing business. The funds can be used for things like start-up costs, marketing, inventory and/or equipment, to name a few! You will commit to participating in personal financial education classes to help you manage your own financial health while working towards your dream.

Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Do I currently own a business based in Indiana or have an approved business plan to start one?
  • Do you have a business plan?
  • Am I willing to provide the necessary documents to prove my eligibility?

Click here to access Small Business program inquiry form.

Home Repairs- Inquiry

Have you already achieved your dream of owning a home, but now find that necessary repairs or updates are hard to save for on your own? With the Dream$avers program, you will save $1,500 of earned income and get it matched with up to, $4,500 from the program to make essential home repairs. The funds can be used for things like insulation, roofing, heating/cooling, and energy-efficient windows, to name a few! You will commit to participating in financial education classes to help you manage your financial health while working towards your dream.

Look at the following questions. If you can answer yes to all of them, click on the link to get started working with us on this program. This is the first step in the application process, the full application timeline will take approximately 30-days.

Program Requirement Questions:

  • Am I currently employed?
  • Do I have a valid social security/ITIN number?
  • Am I a resident of Indiana?
  • Does my family meet the earned income limits for the program?
  • Am I willing to provide the necessary documents to prove my eligibility?
  • Is it necessary, permanent, and for non-cosmetic reasons? Will it add value to my home?

Click here to access Owner Occupied Home Repair inquiry form.

Providing Elkhart County with empowerment, stability, and vitality. All thanks to you.

Providing Elkhart County with empowerment, stability, and vitality. All thanks to you.