Auto Loans by Lacasa
Essential Ride. Affordable Path. Improved Credit.We're here to help you get back on the road!
Amber and her son, Cooper, receiving the keys to their new vehicle from DeVon Swihart, Financial Empowerment Manager.
With DeVon’s support and Lacasa’s Auto Loan Program, Amber—our very first participant—secured reliable transportation she needed to maintain employment and support her family.
The Auto Loans by Lacasa program helps Elkhart County Residents purchase an essential, dependable and affordable vehicle.
IT’S MORE THAN A LOAN
- One-to-one financial coaching
- Build your credit with each on-time payment
- Fixed interest rate you won’t find anywhere else
- Payments that fit your budget with financing from $6,000-$12,000
CHECK YOUR ELIGIBILITY
- Must be an employed Elkhart County Resident
- Credit score at or below 600 (TransUnion FICO score 4)
- Vehicle is necessary in order to get to work or school
- Income is below 80% of Area Median Income Guidelines (see below)
- Able to meet eligibility & coaching requirements
*Applicants must meet all eligibility requirements to qualify.
| AMI | Household of 1 | Household of 2 | Household of 3 | Household of 4 | Household of 5 | Household of 6 | Household of 7 | Household of 8 |
|---|---|---|---|---|---|---|---|---|
| 80% | $50,150 | $57,300 | $64,450 | $71,600 | $77,350 | $83,100 | $88,800 | $94,550 |
STEPS TO APPLY
- Complete the inquiry form
- Meet with a Lacasa Coach to complete the application and create an action plan
- Follow the action, turn in documents, and complete financial education requirements.
- Purchase your vehicle and begin making loan payments.
BEGIN HERE
LOAN SERVICING PROVIDED BY
