Auto Loans by Lacasa

More Than a Loan

1. Personalized Support: You’ll receive one-on-one financial coaching from a HUD-Certified Counselor who will guide you through the application process and offer support services throughout the life of the loan.
2. Credit-building opportunity: You’ll have access to Lacasa’s Master It Series classes to strengthen your financial skills and learn how to build your credit.
3. Purpose-driven lending: This is a repayable loan specifically for purchasing a reliable vehicle.
4. Affordable and fair terms: Fixed interest loans range from $6,000-$12,000 with affordable monthly payments over a 4-year term – that cannot be found at any other resource in Elkhart County.
5. Built on Relationships: This is a relationship-based lending program that considers more than just your credit score. It’s designed to be ethical, accessible, and supportive.

Auto Loan applicants must:

1. Be employed
2. Live in Elkhart or St. Joseph County
3. Have a valid driver’s license
4. Meet the credit-score requirement
5. Have applicant income at or below $71,900
6. Complete required financial education and program requirements

Check Your Credit Score

Your bank or credit card company may offer free credit score service. Free services such as My Fico,Credit Karma, and Credit Sesame can also give you an estimate.

Keep in mind: The score you see on these sites may not provide TransUnion FICO score 4 which will be used by Lacasa to determine your eligibility. Other eligibility criteria apply.