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Homeownership Assistance Program

The dream of owning a home often feels out of reach due to skyrocketing upfront costs and a confusing mortgage process. It’s frustrating to feel like you’re doing everything right, yet the door to homeownership remains closed.

We believe everyone deserves a place to truly call home. We understand how overwhelming the “hidden” steps of buying a home can be. That’s why we’ve partnered with the cities of Goshen and Elkhart to provide the financial bridge and expert coaching you need to cross the finish line.

by the numbers
Thousands!

Community members we've guided through the homebuying process

$15,000

Access up to $15,000 in assistance to cover upfront costs.

Your 3-Step Path to the Keys

We’ve simplified the process so you can stop worrying and start packing.

  1. Connect with a Coach: Meet one-on-one with a housing expert to review your goals.

  2. Secure Your Funding: Access up to $15,000 in assistance to cover upfront costs.

  3. Buy with Confidence: Navigate the closing process with a proven partner by your side.

Why Partner With Us?

  • Bridge the Gap: Receive up to $15,000 toward your purchase in the City limits of Elkhart or Goshen.

  • Expert Clarity: Personalized coaching to navigate credit, lending, and contracts.

  • Local Trust: A proven program backed by your local city government.

  • Don’t Miss Out: Funding is limited and the approval process takes 1 to 3 months. Starting today ensures you are ready when you find the perfect house.

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Check Your Eligibility

  1. Are you buying a home in Elkhart or Goshen city limits?
  2. Was the home built after 1978?
  3. Are you able to provide necessary documents to prove your eligibility?
  4. Does your household meet the earned income limits for the program?
    1. HH Size: 1= $50,150, 2= $57,300, 3= $64,450, 4= $71,600, 5= $77,350, 6= $83,100, 7= $88,800, 8= $94,500.

If you answered “YES” to ALL of the above questions, you may be eligible for the program.

QUESTIONS? REACH OUT!
A woman with shoulder-length brown hair smiling, wearing a white sweater, against a plain white background.
Ashley Bowen
VP Financial Empowerment
(574) 533-4450 x 72
Smiling older man with glasses, bald head, and white beard, wearing a light blue pullover and white shirt, standing against a white background.
DeVon Swihart
Financial Empowerment Manager
(574) 533-4450 x 76