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Homeownership Assistance Program

Buying a home comes with significant upfront costs. The Homeownership Assistance Program can provide eligible homebuyers with up to $15,000 toward the purchase of a home in Goshen or Elkhart.

by the numbers
$1,000

Minimum buyer contribution

$15,000

Access up to $15,000 in assistance to cover upfront costs. Funding is limited.

1-3

Plan ahead and give yourself 1-3 months for the approval process.

Your Path to Homeownership Assistance

  1. Complete the Program Navigator
    See if you meet the basic requirements for Homeownership Assistance.
  2. Complete an Inquiry
    If the program may be a good fit, tell us more about your homeownership plans.
  3. Work With a Housing Counselor
    Complete required counseling and program requirements as you prepare to purchase your home.

Basic Requirements

  1. Purchase a home within the city limits of Goshen or Elkhart
  2. Meet household income guidelines below
  3. Contribute at least $1,000 toward the purchase
  4. Complete required HUD-certified housing counseling
  5. Meet employment and other program requirements
  6. Purchase an eligible property that is built on or after 1979.

Income Limits (Annual)

Household income must be at or below the program limit for your household size.

  • Household of 1: $50,350
  • Household of 2: $57,550
  • Household of 3: $64,750
  • Household of 4: $71,900
  • Household of 5: $77,700
  • Household of 6: $83,450
  • Household of 7: $89,200
  • Household of 8: $94,950

Income limits are updated annually.

Could You Qualify for Homeownership Assistance?

Your next step is to complete the Program Navigator. Answer a few questions to see if you meet the basic requirements for the Homeownership Assistance Program before completing an inquiry.

Start the Program Navigator
Prepare for Homeownership

Homeownership Assistance participants work with a HUD-certified housing counselor and complete required homebuyer education. You’ll learn about the homebuying process, mortgage readiness, closing costs and what to expect as a homeowner.

Prepare for Homeownership
QUESTIONS? REACH OUT!
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Bradley Sandlin
Financial Empowerment Coordinator
(574) 533-4450