Lacasa is proud to announce the launch of its new Auto Loan Program, a financial empowerment initiative aimed at helping Elkhart County residents with low or no credit access reliable transportation — and a brighter future.

The program’s very first loan recipient, Amber, along with her adult son Cooper, is now the proud owner of a safe, dependable vehicle. Like many in our community, Amber needed a dependable vehicle to get to work and care for her family — but with limited credit, traditional lenders offered only high-cost loans, often with 28% interest rates and hidden fees. That’s a roadblock too many face.

For many in our community, a car isn’t a luxury — it’s a lifeline. When traditional lenders say no, we step in with real, affordable options.

In partnership with Interra Credit Union as the servicing partner, the Auto Loan Program offers $6,000–$12,000 in financing at a fixed, affordable interest rate. But this is more than just a loan — it includes one-on-one financial coaching to help participants improve their credit and build long-term financial stability.

Program Highlights:

  • Designed for employed Elkhart County residents

  • Open to those with a credit score of 600 or below

  • Loan amounts range from $6,000 to $12,000

  • Fixed interest rates with no hidden fees

  • Includes personalized financial coaching

The program is ideal for individuals who need a reliable vehicle to maintain employment and are seeking an alternative to predatory loans, which can carry interest rates averaging 28% or higher.

To learn more or begin the application process, visit:
https://lacasainc.net/autoloan/